Just for the walk

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English: 中銀香港支票自動櫃員機 Category:Automatic teller...

Automatic teller machines in Hong Kong Category:Bank of China (Hong Kong) Photo credit: Wikipedia

I don’t usually need an excuse to go for a walk, I like walking but on Tuesday I had no choice, I had to visit the bank in town. The bank is a mere one and a quarter miles or so from home and it was a pleasant and sunny day, just right for a walk. When I take my walks they are usually much further but this time I had a handbag with me, something I almost never take with me when out walking so it was a case of carrying out my business and then returning straight home. I could go for a longer walk after lunch. On Monday I received a cheque in the post for the grand sum of ten pounds! An organisation I subscribe to run a monthly draw and my number came up as a winner. The prizes range much higher than that, into the thousands but alas I missed out this time. Still ten pounds can buy a decent meal in many restaurants. My winnings could have been credited to my bank directly but that would mean my bank details if stored electronically might be vulnerable so they send out cheques instead. I had to visit the bank in any case as I had a few hundred pounds in bank notes which needed depositing too. I generally receive payments from my customers in cash and I wait a few weeks until I have a substantial amount to deposit. My bank now encourages the use of their machines to carry out deposits and of course withdrawals too. Unless other business which cannot be transacted using the machines needs to be conducted there is little reason to speak to staff. First I had to deposit the cheque but the machine wouldn’t accept it even after a couple of attempts so I made the cash deposits instead. I had to call for assistance to get the cheque processed. This time I was successful but I have no idea why. Maybe the machine was afraid of the staff! Banking this way is so impersonal I feel and one day in the future I know there will be no such thing as paying a visit to the bank, all transactions will be done at a machine which doesn’t necessarily need to be in a bank! If prophecy is true there will be no such thing as cheques or folding money in the future. Perish the thought I say but that’s the way we seem to be heading. It might seem like progress to some people but I am not one of them. The walk was nice though!

Shirley Anne

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