Bricks and mortar

I always remember what my father used to say to me when I was a teenager, he would say ‘You can’t go wrong if you invest in bricks and mortar’. He himself however hadn’t done the same thing but that was because my parents couldn’t afford to. They never purchased their own property though in later years they had the opportunity. They considered at that time it wasn’t worth it. As things turned out they were alright. They moved from Liverpool to Stratford-upon-Avon not long after I had married and had moved on myself. In fact I was the last of my siblings to leave the home of our parents. I was told later that they thought I would never leave! They were joking but I could tell their concern was for me to find a partner and settle down. Eventually I did that of course but only after a long time. The reasons are all explained in my pages section of this blog. One of my sisters had along with her husband at that time (for she has married four times) gave my parents a house to live in for as long as they wished. They, my sister and husband were financially well-off and had another house of their own. Today it can be difficult for anyone on an average income to purchase their own property because of the high deposit often required and the high repayments thereafter when taking out a mortgage. Many have lost their homes because they have been made redundant at work or have lost their jobs for other reasons and could not keep up the repayments. I guess I have been very fortunate having ended up with my own (jointly owned with my ex with whom I still live) property with the mortgage fully paid last year. We had financial support from my in-laws in the early years which helped us enormously. Not everyone is so fortunate, I am very aware of that and am grateful. Looking back I think we would still have been secure but with a smaller house than that which we now have. I had been very fortunate in not ever being out of work and in later years having worked for myself. Though owning a property doesn’t necessarily ensure security, nothing really does in the materialistic world, it does give a fair measure. It is nice to know we have somewhere to live in comfort and to call our own. I was wise to invest in bricks and mortar and I would encourage young people starting off in life to do the same if they possibly can.

Shirley Anne

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Author: Shirley Anne

Happy to be alive because of Jesus

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